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Financing

Car Loans in New Hampshire Cities such as Portsmouth & Dover from Hilltop Chevy


At Hilltop Chevrolet we understand that choosing between various financing programs can be difficult or confusing. That's why we work to understand our customers needs, and with area and national lenders, to offer some of the best Portsmouth car loans available. We do this by providing you with easy to comprehend loan and lease options, and our New Hampshire auto loan experts will explain the details, and offer customized programs to make it easy for you. Once you're comfortable knowing your fiancing options, its much easier to choose the Chevrolet you've been wanting.

For a car loan from the Portsmouth & Dover area experts, give Hilltop Chevrolet a call at 800-445-5868 or visit us at 385 Route 108, Somersworth, NH. You can also contact us online by filling out our form. We look forward to hearing from you, and serving your New Hampshire vehicle financing needs.
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Contact Information

Ron Currier's Hilltop Chevrolet

385 Route 108

Somersworth, NH 03878
workSales:
(800) 445-5868
serviceService:
(603) 692-2121

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.